Services

Comprehensive Financial Planning Services

Prepare and present financial plans addressing a variety of needs such as:

• Personal budgets
• Retirement and education funding goals
• Asset titling for a smooth post-mortem transfer of ownership
• Determine whether or not to refinance or pay off a mortgage
• Beneficiary review for retirement assets and insurance policies
• Reduce taxes where possible
• Work with clients’ legal advisors for their legacy planning needs
• Verify optimal insurance coverages
• Provide second opinions on other advisors’ recommendations
• Offer referrals to debt management specialists when needed

Investment Management Services

• Design and manage personalized portfolios to meet your financial needs over the course of your lifetime
• Review and advise on retirement benefit options
• Monitor your investment portfolio
• Provide income you cannot outlive through insurance products
• Provide communications tailored to your comfort level
• Review your investment objectives, progress towards your goals and recommend portfolio changes to your portfolio if needed

Risk Management (Asset Protection) Services

• Review and recommend various risk coverage alternatives including:
  • Life insurance
  • Disability insurance policies
  • Long term care insurance
  • Home, auto and liability (umbrella) coverage